Thursday, August 27, 2009

RJA #2c: Delicious Account

My Delicious Account

RJA #2b: Research Topic

The topic I chose to use for my argumentative paper is: What was the cause for the housing bubble to burst? I chose this topic, because I believe I can create a good argument for this topic. Also having been in the Mortgage/Lending industry I have a personal interest in this topic. I feel that this topic should be important to everybody thinking of ever purchasing a home. I think right now during the recession this topic will be just as interesting to others. I also want to research more on this topic and get more facts for myself.

I have been a Mortgage Broker for three years from 2005-2008. I was in the Mortgage industry right before the housing bubble burst. I have background in Sub prime Mortgages, and have seen with my own eyes the collapse of the Mortgage Lending. I also saw how dramatically and quickly house values dropped. Experiencing this first hand has kept my interest in this topic.

I do not know what exactly caused the Housing Bubble to Burst, and I would also like to find out if we could have prevented the bubble bursting. I want to know if anyone correctly predicted the crash, and if they did why didn't they prevent it? Having been a Mortgage Broker, and not getting any warning from the Bank's that this was going to happen, I am very curious in finding more research on the topic. I'm curious as how the Housing Market was turned upside down so quickly, and why even Mortgage Brokers like myself, didn't see it coming.

RJA #2a: Possible Topics

Psychology: Mental Illness and Medication
Finance: Who's to blame for the housing bust
Criminal Law: Three Strikes Law

I have chosen to use the Finance: Who's to blame for the housing bust? I chose this topic, because I am very interested in it, and I believe I can inform a lot of my young peers on the financial housing market. I also have some background in this topic, because I was a mortgage broker for three years. Being a Mortgage Broker before and during the housing bubble bursting, I have background information that I can share with others.

Thursday, August 20, 2009

Research Journal Assignment #1: Areas of Academic Interest

  • Psychology, Mental Illness and Medication IE: Schizophrenia, Bi-polar
  • Accounting, CPA's and Self
  • Financing, The crash of the housing market
  • Hospitality, Management
  • Business Management, Pay salaries
  • Criminal Law, Three Strikes Law
  • Human Biology, Lifesupport